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What does the KYB process look like?

6 simple steps to start offramping USDC


All Utopia customers are required to go through both the core + enhanced requirements for USDC bank transfers.

1. Create account or login at

2. Head to your settings page

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3. Click “business verification”.

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4. Accept the Terms of Service

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5. Fill out your KYB details by clicking “verify your business”

This will take you to a new page, where we KYB with our partners over at Persona.

We will ask for information such as…

  • Entity Name
  • Principal Operating Address
  • List of all Beneficial Owners (25%+ ownership) and a Control Owner (if different than Beneficial Owners)

6. Check your email

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After you KYB in our product, the owners of the business will have to finish the application to verify that they are the owner of the business, email should come from

Beneficial Owner and Control Owner documents

Core KYC Requirements

Customers can move funds after successfully submitting the below information.

Core requirements

  • First and last name
  • Street address
  • City
  • Postal code
  • State
  • Date of birth
  • Email
  • SSN

Enhanced requirements

  • ID verification
  • Corporate documents demonstrating Beneficial Owners' ownership and Control Owner's control

7. Within 3 business days, we’ll get back to you on your application status.

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